Business is booming.

Households typically have £800 worth of goods in their gardens, says insurer Aviva

The following tips are provided by Aviva to help people protect belongings in their gardens and outdoor spaces:

1. Keep your gates locked

If you have a gate to your yard or yard, keep it closed — or better yet, locked.

The mere presence of gates can act as a deterrent and the physical barrier can help deter opportunistic thieves.

2. Cover your garden furniture

Most home insurance policies do not cover general wear and tear, so protect your garden furniture with suitable covers when not in use.

If possible, store your furniture in a safe and dry place during the colder months to avoid damage.

3. Secure Ornaments and Expensive Garden Tools

Prevent breakage from windy weather by securing ornaments or valuable garden equipment. This also stops thieves from making off with your belongings.

4. Lock it up.

Some insurance policies may specify that certain items — such as bicycles — are covered items only if they are locked or secured to a fixed point when not in use.

Research from Aviva shows that many people leave their garden accessories on all year round, so check your policy conditions – and better yet, keep your items in a safe place.

5. Know your buildings from your content

Home insurance covers structural elements such as your shed, conservatory and any garden fences, gates or walls.

But for movable items such as garden furniture and flower pots, you need a furniture cover.

If you have existing home insurance, read your policy documents.

6. Make Sure Valuable Items Are Covered

If your garden contains valuable items, such as a quality barbecue or more luxurious garden furniture, you may need to insure these separately as most policies have a single item limit, usually between £1,500 and £2,000.

Items above these limits can often be added separately, so check with your insurer if you need specific coverage.

7. Save your receipts and take photos

Hopefully you won’t have to file a claim, but if the worst happens, having receipts for valuable items can make a future claim process easier.

Also in the event of an accident, having photos of your belongings can be useful.

.